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Share Savings Accounts

All members must maintain a balance of $25 in a share (savings) account. This represents one share in the credit union. All shares are insured by the National Credit Union Administration to a maximum of $250,000.00 per member.

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If you would like to open a share savings account, you must meet membership eligibility requirements.

Fees could reduce account earnings.

Club Accounts

Bay Atlantic FCU offers two club account options to simplify your savings. Make deposits on any amount on your own schedule or set up direct deposits and distributions to make saving easy.

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Holiday Club Accounts can only be opened between October 11 - December 31st. Once opened, funds will be on hold until the following year. On October 10, funds from existing accounts will be automatically transferred to either your share savings or share draft account. Holiday Clubs will automatically roll-over and restart every year unless cancelled.

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Vacation Club Accounts can be opened any time during the year and funds can be accessed whenever you like. 

 

To open a Club Account, please visit the main office to speak with a member service representative.

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Questions? Call 856-696-2525 or toll-free 877-590-8866 and speak with a member service representative for more information.

Club Accounts
SHARED BRANCH LOCATOR  |   DIRECT DEPOSIT FORM   |   MONEYPASS ATM LOCATOR   |   CONTACT US   |   CHECK REORDER   |    SITE MAP   |    ROUTING NUMBER 231278821 
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD   |   ROUTING NUMBER 231278821 
LOCATION

101 West Elmer Road

Vineland, NJ 08360

MoneyPass ATM Locator Tool

Shared Branch Locator Tool

CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

Sun: Closed

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

Sun: Closed

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

Federally Insured by the NCUA
Equal Housing Lender logo

Federally Insured by NCUA. Equal Housing Lender.

© 2025 by Bay Atlantic Federal Credit Union. All rights reserved.

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