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Recreational Loans

Writer's picture: Bay Atlantic FCUBay Atlantic FCU

There's a big, beautiful world to explore and BAFCU can help you find your next adventure with a recreational loan. Whether you're shopping for a boat, cycle, RV or ATV we've got you covered! Our rates are very competitive, and go as low as 5.99% APR*. We also offer debt protection, which is a voluntary loan-payment protection program designed to help provide a safety net when you're dealing with certain life events such as death, disability, and even involuntary unemployment. On eligible loans, you can earn a 0.50% discount on your qualifying rate just for signing up!


Applying is simple. Either visit our Loan Center to pick up a physical application, or log in to Virtual Branch online banking to apply online. For instructions on applying online, click here.


Photo of an RV on wooded mountainside road. Text reads: Adventure is out there!

*APR = Annual Percentage Rate. Rate based on creditworthiness of individual applicant. Regular qualifications apply. Must meet required criteria to be approved. All credit union loan programs, rates, terms, and conditions are subject to change without notice.

Questions? Speak with our Lending Team for more information: 856-696-2525 ext 6011.

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SHARED BRANCH LOCATOR  |   DIRECT DEPOSIT FORM   |   MONEYPASS ATM LOCATOR   |   CONTACT US   |   CHECK REORDER   |    SITE MAP   |    ROUTING NUMBER 231278821 
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD   |   ROUTING NUMBER 231278821 
LOCATION

101 West Elmer Road

Vineland, NJ 08360

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CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

Sun: Closed

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

Sun: Closed

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

Federally Insured by the NCUA
Equal Housing Lender logo

Federally Insured by NCUA. Equal Housing Lender.

© 2025 by Bay Atlantic Federal Credit Union. All rights reserved.

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