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Green Loan Discounts

Our mission is to provide generations of family friendly service, and we believe it’s important to invest in our future generations! As part of our new green initiative, members can now enjoy up to a 2% discount* on their qualifying rate for a personal or vehicle loan, when it’s used for an approved green or eco-friendly purpose!

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Green at Home (Personal Loans)
Cool Roofing, window insulation, energy efficient appliances, external awnings, rainwater tanks, solar panels (photo-voltaic (PV) or thermal)

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Green on the Go (Vehicle Loans)
Hybrid or el
ectric cars, e-bikes**, mopeds and electric scooters

Go green for the environment AND your wallet!

Click here to apply now.

*Up to 2% rate reduction off qualifying annual percentage rate. Additional discounts may apply. Total discount may not decrease rate more than 1% below CU established floor rate. Program available for non-real estate installment loans only. Energy efficient improvements must be for non-commercial/residential use. Energy efficient appliances must meet certain criteria. Loans will be made payable to provider. Proof of purchase/installation required. Rate based on creditworthiness of individual applicant and subject to change without notice. Regular qualifications apply. Must meet required criteria to be approved. Existing BAFCU loans are not eligible for refinance under this promotion.
**E-Bikes may not be intended for street use. Member is responsible for checking state/local traffic and transportation laws before purchasing.

SHARED BRANCH LOCATOR  |   DIRECT DEPOSIT FORM   |   MONEYPASS ATM LOCATOR   |   CONTACT US   |   CHECK REORDER   |    SITE MAP   |    ROUTING NUMBER 231278821 
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD   |   ROUTING NUMBER 231278821 
LOCATION

101 West Elmer Road

Vineland, NJ 08360

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CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

Sun: Closed

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

Sun: Closed

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

Federally Insured by the NCUA
Equal Housing Lender logo

Federally Insured by NCUA. Equal Housing Lender.

© 2025 by Bay Atlantic Federal Credit Union. All rights reserved.

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