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Credit Cards

With a Bay Atlantic FCU Visa credit card you can avoid paying higher interest rates and excessive fees that some banks, corporations and department stores charge.

It can be tempting to sign up for store credit cards, especially when they come with a discount on your first purchase. But even if you don’t owe much on these cards, you may still be paying a high interest rate!

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Along with competitively low rates, Bay Atlantic Visa credit cards have no balance transfer fees, no annual fees, and can be added to your digital wallet for extra convenience. 

Please be aware: As of 02/24/2022 all online gambling transactions are blocked on all Bay Atlantic FCU debit and credit cards. 

Lost or Stolen Credit Card

If your credit card has been lost or stolen, please notify us immediately to protect your account, money, and information.

During regular business hours, call: 877-590-8866 (toll free) or 856-696-2525

After normal business hours, call: 866-217-1773

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You can also report your card lost or stolen and request a replacement in the Mobiliti Mobile app at any time. 

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It is imperative that you notify us as soon as possible if your card has been lost or stolen. The sooner we are able to flag and disable your card, the less at risk your account is.

SHARED BRANCH LOCATOR  |   DIRECT DEPOSIT FORM   |   MONEYPASS ATM LOCATOR   |   CONTACT US   |   CHECK REORDER   |    SITE MAP   |    ROUTING NUMBER 231278821 
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD   |   ROUTING NUMBER 231278821 
LOCATION

101 West Elmer Road

Vineland, NJ 08360

MoneyPass ATM Locator Tool

Shared Branch Locator Tool

CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

Sun: Closed

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

Sun: Closed

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

Federally Insured by the NCUA
Equal Housing Lender logo

Federally Insured by NCUA. Equal Housing Lender.

© 2025 by Bay Atlantic Federal Credit Union. All rights reserved.

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