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Credit Card Enhancement Benefits

Benefits in effect as of 5/01/23. Benefit information in this guide replaces any prior benefit information You may have received. Please read and retain for Your records. Your eligibility is determined by Your financial institution. Be sure to read each individual Benefit Document for complete details.

Extended Warranty Protection

Keeping track of product warranties can be a pain! The Extended Warranty Protection helps you manage, use, and extend the warranties for eligible items purchased with your BAFCU Visa debit card.

Hotel Theft Protection

Even the perfect vacation can be ruined by having personal items stolen from your hotel room. Don’t worry, you may be covered if you paid for the cost of the hotel room with your BAFCU Visa debit card.

Lost Luggage Reimbursement Benefit

No one wants to hear that your airline lost your checked luggage. Thanks to Lost Luggage Reimbursement, you may be eligible for reimbursement on qualifying lost luggage during a covered trip.

Roadside Dispatch

Hit the road with the comfort of knowing you have access to pay-per-use roadside assistance without membership requirements, pre-enrollment, annual dues, or limits on usage.

Travel Accident

You and your qualifying dependent(s) may be automatically covered when your travel fare is charged to your BAFCU Visa debit card.

Travel and Emergency Services

There’s never a good time for an emergency, but it’s particularly tough to deal with when you’re away from home! Even simple tasks can become difficult while traveling, the but Travel and Emergency Services benefit can help to quickly connect you with local emergency and assistance resources.

SHARED BRANCH LOCATOR  |   DIRECT DEPOSIT FORM   |   MONEYPASS ATM LOCATOR   |   CONTACT US   |   CHECK REORDER   |    SITE MAP   |    ROUTING NUMBER 231278821 
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD   |   ROUTING NUMBER 231278821 
LOCATION

101 West Elmer Road

Vineland, NJ 08360

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Shared Branch Locator Tool

CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

Sun: Closed

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

Sun: Closed

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

Federally Insured by the NCUA
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Federally Insured by NCUA. Equal Housing Lender.

© 2025 by Bay Atlantic Federal Credit Union. All rights reserved.

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