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Fees could reduce account earnings.

Share Certificates

Share certificates allow you to sign up for a set term to enjoy a higher interest rates. Share certificates can be opened for a short period of 6 months with as little as $500, or to as long as 60 months with a minimum deposit of $2,500. There are a variety of terms and minimum deposits in between to fit your financial situation and goals. Please be aware that a penalty will be imposed for early withdrawal.

If you would like to open a share certificate, you must be a Bay Atlantic FCU member with an current share savings account. Credit union members can open share certificates in person at any time. Please visit the main office to speak with a member service representative.

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Questions? Call 856-696-2525 or toll-free 877-590-8866 and speak with a member service representative for more information.

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