Apply for a Loan
You must be a Bay Atlantic FCU member in good standing to apply for a loan. Physical loan applications are available at both our Main Office and Loan Center. Online applications must be submitted through Virtual Branch online banking using a web browser. We do not accept applications through the Mobiliti mobile app or email. Home equity loan applications are only available in person. Please speak with a loan officer for more information.
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To ensure timely application processing, please confirm that all of your contact information is current and correct in Virtual Branch. You may also be asked to provide proof of income and/or additional documents depending on the requested loan type.​
Confirm that you are applying with the correct member ID, and follow the steps given in the online application. If you are applying for a credit card, remember to list Credit Card as the loan purpose. When you've completed the application, you will receive a confirmation number. This is your indication the application was submitted successfully.
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Once we have received all necessary documentation, you should expect to hear from a loan officer in two to three business days.
IMPORTANT INFORMATION ON LOANS
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A personal loan is an unsecured loan.
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A vehicle or recreational loan is a secured loan.
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A share pledge/certificate loan is a secured loan.
Loan documents may be dropped off in person, emailed to our loan officers at loans@bayatlanticfcu.org or faxed to 856-691-5593. Once we have received all necessary documentation, you should expect to hear from a loan officer in two to three business days.
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To start your online application, log into Virtual Branch online banking.
Once logged in, select the “New Account” option, and select “Apply for a Loan” from the drop down menu.
